Specialist service

Business growth and diversification

Growth decisions are often made on instinct. We make sure they’re backed by the numbers, whether you’re scaling up, adding a new service or moving into a new sector, and we stay with you as you put the plan into action.

How we help

We review the opportunity, model the costs and returns, and check the funding and tax position before you commit, then track your progress once you go ahead.

Feasibility reviews

Is there demand, and can you deliver it profitably? We look at the market, costs, risks and break-even point before you commit money.

Financial modelling

Forecasts, cash flow and break-even analysis, showing the investment needed, the expected return and how long payback takes.

Funding

Bank finance, asset finance and grant options, matched to what you’re planning and checked against your cash flow.

Structure and tax

The right vehicle for the new activity, whether that’s your existing business or a separate company, plus VAT, CIS and Capital Allowances.

Ongoing support

Monthly management accounts to track your progress against the plan, so you can adjust early if things change.

How it works

1

Review the opportunity

Tell us what you’re considering, why, and what success looks like.

2

Model the costs and returns

We build the forecast and test it against a slower-than-expected start.

3

Check funding and tax

How to pay for it, how to structure it and what tax reliefs apply.

4

Put the plan into action

We stay with you, tracking results through monthly management accounts.

Examples of how we can help

Construction

A groundworks contractor moving into solar and EV charging

A contractor wants to add solar PV and EV charger installation to its services. We model the cost of training, accreditation and equipment against expected contract values, show the impact on cash flow over the first six months, and advise on Capital Allowances for the new plant.

The owner goes ahead with a clear target for when the new division will break even.

Construction

A builder considering plant hire

A building firm’s excavators and dumpers sit idle between projects. We assess whether hiring them out to other contractors would cover insurance, maintenance and admin costs, and whether it should run through a separate company.

The result is a new income stream from equipment the business already owns.

Retail

A local retailer launching online

An independent shop wants to sell through its own website and online marketplaces. We build a pricing model that allows for platform fees, postage and returns, showing which product lines make money online and which don’t.

The business launches with a focused range instead of its full stock list.

Trade supply

A trade supplier opening a second branch

A builders’ merchant is weighing up a second location. We compare projected sales, rent, staffing and stock investment, and test the plan against a slower-than-expected start.

The owners can negotiate the lease on realistic terms, with confidence.

Who it’s for

  • Contractors adding a new service or trade
  • Businesses with equipment or space that sits idle
  • Shops and suppliers moving online
  • Businesses opening a second site or branch
  • Owners scaling up or starting a new venture alongside an existing one

Ready to test your idea?

Frequently asked questions

When should I do a feasibility review?

Before you commit significant money, sign a lease or hire for the new venture. It is far cheaper to find a problem on paper than after launch.

Should a new venture be a separate company?

Sometimes. A separate company can keep the risks of a new activity, like hiring out plant, apart from your main business, but it brings extra admin and costs. We look at the tax, risk and paperwork with you before you decide.

Can I claim tax relief on equipment for a new venture?

Often, yes. Capital Allowances let a business deduct the cost of qualifying plant and machinery, such as excavators or installation equipment, from its taxable profits. Most small businesses can claim the full cost in the year of purchase through the Annual Investment Allowance. We check what qualifies and when to buy.

What funding is available for growth?

It depends on what you’re planning. Options include bank loans, asset finance for vehicles and equipment, and sometimes grants for particular sectors or areas. We help you compare them and check the repayments fit your cash flow.

What is a break-even point?

It is the level of sales where income covers all your costs. Knowing it tells you how much you need to sell before the new venture starts making money.

This page is general guidance, not personal tax or financial advice. Every business is different, so talk to us about your situation.

Thinking about your next step?

Tell us what you’re considering and we’ll help you work out whether it stacks up. Email us, or ring us on 0330 043 6441.

Email us